Integrated Collection System
eCentrix Product

Integrated
Collection System

Integrated billing management platform for desk collection and field collection that maximizes debt recovery rates with structured and automated approaches.

+35%
Recovery Rate
Real-time
Field Tracking
Auto
Scheduling & Reminder
Multi
Channel Payment
Market Trends

What are The Potential Lost?

Struggle with

Lower Recovery Rates
(Lost Revenue);

IDC Financial Insights highlights the strategic advantage of AI tools in optimizing collection efforts.

Without a CMS (Collection Management System), the recovery rate for overdue debts typically hovers around 50–60%, as opposed to the 70–85% achievable with a modern system*

Struggle with

Higher Operational
Costs;

Traditional debt collection processes are labor-intensive and inefficient, costing $15–25 per account.

CMS (Collection Management System) reduces this cost to $5–10 per account through automation*

Struggle with

Reduced Productivity
(Opportunity Costs);

Without a CMS (Collection Management System), collection agents handle only 100–200 accounts each, compared to 400–600 accounts with DCS automation.

*) Research by Independent Consulting & eCentrix Research and Development Team

Features

Powerful Collection Features

End-to-end capabilities to manage, track, and optimize your collection operations.

Business Rules Management

Setting up the parameters that are needed to be used to cluster the accounts for collection strategy with auto job (daily, monthly, specific date or date range) preferences.

List of Value Management

Setting up the value that needs to be input after following up the customer.

Promise to Pay Management

Setting up the parameters for promise to pay that will validated when agents input the follow up result.

Letter Management

Allow the user to set up warning letter and other letter that relevant to collection.

Notification Management

Creating the template and schedule of notification (SMS, email, Whatsapp) to the accounts.

Account and Phone Tagging

Excluding the accounts or certain phone number due to some reasons.

Voice Blast Management

Creating the voice blasting template, schedule and configuration to the accounts.

Asset Repossession

Asset Repossession Workflow

Structured workflow to manage the repossession process from warning letters through asset auction.

1

Business Rules Management

Generating auto warning letter to customer.

2

Repossession Letter

Generating the repossession authorization letter to the person before executing the asset.

3

Asset Repossessed

Input processing when the asset is succeeded to be repossessed.

4

Announcement Letter

Generating the announcement to customer before the asset will go to auction.

Follow-up Input Form

Follow-up Input Form

*One Obligor Schema — complete follow-up capabilities in a single integrated view.

1

Customer Info

Customers data exposure such as: profiling, loan data, etc.

2

Dialling Panel

Allow the agent to have integrated with the telephony module (manual, auto and predictive dialer).

3

Efficient Workflow Automation

Automates routine tasks like follow-ups, reminders, and notifications to ensure smooth, reliable interactions without manual effort.

4

Follow up Result

To allow the user to update or input the follow up result.

5

Notification Request

To allow the user to send notification by SMS/Email/WA when requested.

6

New Contact Addition

To allow the user to add the customer contact (email, address, phone number) without change the original source.

Quality Monitoring

Quality Monitoring

Comprehensive tools to monitor, score, and improve agent performance through recording and analytics.

1

Score Parameter

Setting up the parameters of scoring, finding, development action.

2

Spying

To allow the user to update or input the follow up result.

3

Play Recording

User can play the respective recording to be scored.

4

Scorecard Formula

To allow the user to send notification by SMS/Email/WA when requested.

5

Speech to Text

User access the conversation script of the recording.

6

Development Monitoring

To allow the user to add the customer contact (email, address, phone number) without change the original source.

Channels

Integrated
Channels

Connect with customers through multiple communication channels. Each channel requires specific client-side preparation for seamless integration.

SIP Call
WhatsApp
SMS & Email
Voice Blast
Mobile

SIP Call

Client needs to prepare the SIP Trunk and telecommunication provider.

WA Business Account

Client needs to prepare the WA number with business account to be integrated.

SMS & Email

Client needs to prepare the gateway or SMTP server.

Voice Blast

Client needs to prepare the Google license to be integrated.

Mobile Collection

Client needs to prepare the device for installing the dedicated apk and Google License for Location.

Technology

Built on Robust Technology

Enterprise-grade technology stack powering every component of the Integrated Collection System.

System Architecture

Deskcollection (premises)

Fully on-premises architecture with dedicated server zones: Internal Area, FARM Area (ETL, DB, Telephony, Dialer, WebApp servers), termination layer, and end-user access via HTTPS/WebRTC.

System Architecture Diagram
ETL & Predictive Server
Windows Server · SQL Server · IIS · SSIS · Predictive Engine
DB Server
PostgreSQL · MySQL · InfluxDB
Telephony Server
Httpd/Nginx · Java · Asterisk · Kafka
WebApp Server
Httpd/Nginx · Nodejs · Grafana
Dialer Server
Java · Asterisk
SBC / Appliance
SIP Termination Area
Agent / Admin
Users Area via HTTPS & WebRTC
DataHost & SFTP
Internal Area · BOD/EOD Process
Web Application
Desk Collection Platform
Operating System
  • RHEL 9
  • CentOS 9
  • Windows 2022
Language / Framework
  • PHP 8.3
  • CI 3/4
  • NodeJS
  • Javascript
Database
  • MySQL 8.0
  • SQL Server 2022
Service
  • NginX
  • Apache
Telephony Module
Dialing & Voice Platform
Language
  • Java
  • VueJS
Service
  • Kafka
  • Asterisk
Operating System
  • RHEL 9
  • CentOS 9
Database
  • PostgreSQL
Mobile Application
Field Collection App
Language
  • React Native
  • Javascript
  • NodeJS
  • PHP 8.2
Service
  • Apache
  • NginX
Operating System
  • RHEL 9
  • CentOS 9
Database
  • MySQL
  • SQL Server

Ready to Improve Your Customer Service?

Contact our team today and get a free consultation and a live demo of the eCentrix Contact Center system.